MortgageMattersRI
Questions? Call Jesse: 401.644.4066
Bridge Loans · Rhode Island

Buy Your Next Home
Before You Sell This One

"You found the house. You're just not ready to sell yet. A bridge loan handles that."

No contingency on your offer
Tap your existing equity now
Move once — directly into your new home
No credit check to learn more

Free Bridge Loan Consultation

Jesse responds within one business day. No obligation.

By submitting this form you authorize Jesse Kenner (MLO# 441842) and Mortgage Equity Partners (NMLS #1936) to contact you regarding bridge loan financing. Rhode Island Lender License 20224341LL. Your information will not be sold.

🔒 No credit check · No obligation · No spam

You're all set!

Jesse will reach out within one business day to discuss whether a bridge loan is the right move for your situation.

Hear It from Jesse

Buy Before You Sell — Explained

Jesse walks you through exactly how a bridge loan works and why it's the most powerful tool for Rhode Island home buyers right now.

No credit check required Free consultation with Jesse ~1 hr response time
How It Works
Four Steps to Your New Home

A bridge loan sounds complex. The experience is anything but.

01

We assess your equity

Jesse reviews your current home's value and existing mortgage to determine how much bridge financing you qualify for.

02

You make a strong offer

No home sale contingency. Often paired with our Cash Offer Guarantee — making you the most competitive buyer in the room.

03

You move once

Close on your new home, move in directly. List your current home on your schedule — not under pressure.

04

Bridge loan resolved

When your home sells, pay off the bridge. Or refinance into a permanent loan at a lower balance and potentially a better rate.

Why It Works
The Advantages Are Real

A bridge loan isn't a workaround — it's a strategic tool that changes how competitive you are.

🏠

Larger down payment, lower rate

Using your existing equity typically means 20% or more down — no PMI, lower monthly payment, better loan terms from day one.

🚫

No home sale contingency

Sellers and agents know contingent offers fall apart. Remove it entirely and your offer is treated like a clean, committed purchase.

📦

One move. Full stop.

No storage units, no short-term rentals, no living out of boxes. You go from your old home directly into your new one.

Sell on your timeline

You're not forced to accept a lowball offer because you need to close fast. List when you're ready, stage it properly, and get what your home is worth.

The Power Combination

Bridge Loan + Cash Offer Guarantee

At MEP, we can pair a bridge loan with our Cash Offer Guarantee program — giving you the ability to make a certified cash offer using your existing equity, before you've sold a thing. In a multiple-offer situation, that's almost impossible to beat.

No contingenciesCertified cash offerEquity-fundedClose on schedule
71%
of contingent offers rejected in competitive RI markets
moves required — old home to new home, directly
20%+
typical down payment from tapped equity
~1 hr
Jesse's typical response time to every inquiry
Is This Right for Me?
Bridge Loans Work Best For…

Two situations where a bridge loan makes an enormous difference.

Move-Up Buyers

You own a home, you've built equity, and you're ready for the next chapter — but you don't want to sell until you've found the right place.

  • Found the right home but yours isn't listed yet
  • Don't want to lose a great opportunity to a contingency
  • Want to sell your current home properly, not under pressure
  • Ready to make the most competitive offer possible

Retirees & Downsizers

You've built decades of equity and you're ready to right-size — without the stress of a double-move or temporary housing.

  • Want to move once — directly into your new home
  • Ready to access equity without waiting for the sale
  • May qualify using Social Security, pension, or portfolio income
  • Want a relaxed timeline — not a forced, rushed sale

Ready to Buy Before You Sell?

Talk to Jesse Kenner — no credit check, no obligation, no pressure. Just straight answers.

Get My Free Consultation ↑

Jesse Kenner · MLO# 441842 · Branch Manager · Mortgage Equity Partners, LLC · NMLS #1936 · Providence Branch NMLS ID #2466854 · 225 Dyer Street, Providence, RI 02903 · 401.644.4066 · jkenner@meploans.com · Rhode Island Lender License 20224341LL · Equal Housing Lender · NMLS Consumer Access
This material is not from HUD or FHA and has not been approved by HUD or any government agency. All loans subject to credit approval, underwriting guidelines, and applicable state and federal regulations. Bridge loan availability and terms are subject to qualification. © 2026 Mortgage Equity Partners, LLC · "Leading You Home" · mortgagemattersri.com