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This tool provides a general, non-binding estimate based on common Fannie Mae condo project eligibility guidelines (including reserve, owner-occupancy, and concentration standards under Lender Letter LL-2026-03) and does not constitute a project approval, a commitment to lend, or legal or financial advice. Final warrantability is determined by full underwriting review, which may include a completed condo questionnaire, HOA budget, and Fannie Mae's Project Eligibility Review Service (PERS) where applicable. Guidelines vary by loan program and are subject to change.
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